Funeral & memorial costs
Help loved ones prepare for a funeral, cremation, or a meaningful celebration of life.
Help your loved ones prepare for the costs you may leave behind—with life insurance that fits your needs.
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No obligation to buy. Coverage is subject to policy terms.
A few simple questions about your needs.
Plan with purposeConsider the expenses that matter.
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Final expense life insurance is intended to help with end-of-life costs. A policy’s death benefit is generally paid to your chosen beneficiary, who can use it according to their needs.
Help loved ones prepare for a funeral, cremation, or a meaningful celebration of life.
Beneficiaries may use proceeds toward household bills or other financial needs.
Consider costs that might remain, alongside your savings and existing coverage.
Benefits are subject to the policy’s terms, exclusions, and any waiting period. A policy does not guarantee that all expenses will be covered.

You don’t have to have every answer today. Start with what matters most: the people you love and a budget that works for you.
Use the short form to explore your needs and preferred coverage amount.
Call to discuss policy options, costs, and questions before you decide.
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Still have something on your mind?
Call (786) 238-5798 ↗It is life insurance generally purchased with funeral and other end-of-life expenses in mind. The named beneficiary usually receives the death benefit. Payments are subject to the policy’s terms and limitations.
No. Final expense coverage is life insurance. It is not Medicare, Medicaid, health insurance, or a government benefit. This site is not affiliated with any government agency.
Some policies may not require an exam. Health questions, underwriting, age limits, or waiting periods can still apply. Requirements differ by insurer and product, and approval is not guaranteed.
Your premium depends on factors including age, health, coverage amount, insurer, policy, and state. Amounts shown in the form are coverage preferences, not prices or guaranteed offers.
Yes. Some policies limit benefits during an initial period, especially for death from natural causes. Ask about graded benefits, exclusions, contestability provisions, and the effective date before purchasing.
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